| Item |
Description |
Rate |
| Zone 1+ FICO 720+ |
63 months |
4.15% |
| Zone 1+ FICO 720+ |
66 months |
4.55% |
| Zone 1+ FICO 720+ |
60 months |
4.15% |
| Zone 1+ FICO 720+ |
72 months |
4.80% |
| Zone 1+ FICO 720+ |
75 months |
5.30% |
| Zone 1+ FICO 720+ |
84 Months |
6.30% |
| Zone 1+ FICO 720+ |
36 Month Preferred Option Plan |
5.40% |
| Zone 1+ FICO 720+ |
48 Month Preferred Option Plan |
5.90% |
| Zone 1+ FICO 720+ |
Lease rate 24 - 60 months |
0.00285 |
| Zone I FICO 690-719 |
60 months |
4.65% |
| Zone I FICO 690-719 |
63 months |
4.65% |
| Zone I FICO 690-719 |
66 months |
4.75% |
| Zone I FICO 690-719 |
72 months |
5.00% |
| Zone I FICO 690-719 |
75 months |
5.50% |
| Zone I FICO 690-719 |
84 Months |
6.30% |
| Zone I FICO 690-719 |
36 Month Preferred Option Plan |
5.90% |
| Zone I FICO 690-719 |
48 Month Preferred Option Plan |
6.40% |
| Zone I FICO 690-719 |
Lease rate 24 - 60 months |
0.00295 |
| Zone II FICO 670-689 |
60 months |
6.10% |
| Zone II FICO 670-689 |
63 months |
6.10% |
| Zone II FICO 670-689 |
66 months |
6.60% |
| Zone II FICO 670-689 |
72/75 months |
7.15% / 7.65% |
| Zone II FICO 670-689 |
36 Month Preferred Option Plan |
7.60% |
| Zone II FICO 670-689 |
48 Month Preferred Option Plan |
8.10% |
| Zone II FICO 670-689 |
Lease rate 24 - 60 months |
0.00340 |
| Zone III FICO 650-669 |
60 months |
8.30% |
| Zone III FICO 650-669 |
63 months |
8.30% |
| Zone III FICO 650-669 |
66 months |
8.70% |
| Zone III FICO 650-669 |
72/75 months |
9.20% / 9.70% |
| Zone III FICO 650-669 |
36 Month Preferred Option Plan |
9.80% |
| Zone III FICO 650-669 |
48 Month Preferred Option Plan |
10.30% |
| Zone III FICO 650-669 |
Lease rate 24 - 60 months |
0.00390 |
| Zone IV FICO 630-649 |
60 months |
12.25% |
| Zone IV FICO 630-649 |
63 months |
12.50% |
| Zone IV FICO 630-649 |
66 months |
12.50% |
| Zone IV FICO 630-649 |
72 months |
12.75% |
| Zone IV FICO 630-649 |
75 Months |
13.25% |
| Zone IV FICO 630-649 |
36 Month Preferred Option Plan |
13.50% |
| Zone IV FICO 630-649 |
48 Month Preferred Option Plan |
14.00% |
| Zone IV FICO 630-649 |
Lease rate 24 - 60 months |
0.00460 |
| Zone V FICO 610-629 |
60 months |
13.90% |
| Zone V FICO 610-629 |
63 months |
14.15% |
| Zone V FICO 610-629 |
66 months |
14.50% |
| Zone V FICO 610-629 |
72 months |
15.25% |
| Zone V FICO 610-629 |
75 Months |
15.50% |
| Zone V FICO 610-629 |
36 Month Preferred Option Plan |
15.15% |
| Zone V FICO 610-629 |
48 Month Preferred Option Plan |
15.65% |
| Zone V FICO 610-629 |
Lease rate 24 - 60 months |
0.00540 |
| Zone VI FICO 580-609 |
60 months |
17.50% |
| Zone VI FICO 580-609 |
63 months |
17.75% |
| Zone VI FICO 580-609 |
66 months |
18.00% |
| Zone VI FICO 580-609 |
72 months |
18.00% |
| Zone VI FICO 580-609 |
75 Months |
18.00% |
| Zone VI FICO 580-609 |
36 Month Preferred Option Plan |
18.00% |
| Zone VI FICO 580-609 |
48 Month Preferred Option Plan |
18.00% |
| Zone VI FICO 580-609 |
Lease rate 24 - 60 months |
0.00600 |
| Zone VII FICO 520-579 |
60 months |
18.00% |
| Zone VII FICO 520-579 |
63 months |
18.00% |
| Zone VII FICO 520-579 |
66 months |
18.00% |
| Zone VII FICO 520-579 |
72 months |
18.00% |
| Zone VII FICO 520-579 |
75 Months |
18.00% |
| Zone VII FICO 520-579 |
36 Month Preferred Option Plan |
18.00% |
| Zone VII FICO 520-579 |
48 Month Preferred Option Plan |
18.00% |
| Zone VII FICO 520-579 |
Lease rate 24 - 60 months |
0.00720 |
Add .25 basis points to Zone 1+ thru Zone 3 if advance is greater than 120%! Add .50 points to Zone 4 thru Zone 7 if advance is greater than 100%!